Digital Payments = >50% of Day-to-Day Transactions Transactions by Payment Channel Thinking of your past 10 everyday transactions, how many were made in each of the following ways? In-Store 41% In-Store Other Online 14% Buy Buttons 9% Other Mobile Payments 8% 59% = P2P Transfer 7% Digital Mobile Messenger Apps 7% Other In-App Payments 4% QR Codes 5% Smart Home Device 2% Wearables / Contactless 2% Other 2% 0% 25% 50% % of Global Responses (6/18) Source: Visa Global Commerce Unbound 2018 (2/19). Note: Full question was ‘Please think about the payments you make for everyday transactions (excluding rent, mortgage, or other larger, infrequent payments). Thinking of your past 10 everyday transactions, how many were made in each of the following ways?’, GfK Research Internet Trends conducted the survey with n = 8,127 across 20 countries (USA, Canada, UK, France, Poland, Germany, Sweden, Mexico, Brazil, Argentina, Colombia, Australia, China, 120 2019 India, Japan, South Korea, Russia, UAE, Kenya), between 5/31/18 – 6/29/18. All respondents do not work in Financial Services, Marketing, Marketing Research, Advertising, or Public Relations, own & currently use a smartphone, have a savings or checking account; own/use a computer or tablet, & own a credit or debit card.